{
margin:0px;
padding:0px;
}
body {
	background-color: #006397;
	background-image: url(../images/sides.gif);
	background-repeat: repeat-y;
	background-position:center;    
	background-attachment:scroll;
}
a:link {
	text-decoration: underline;
	color: #000000;
}
a:visited {
	text-decoration: underline;
	color: #000000;
}
a:hover {
	text-decoration: none;
	color: #3be3f5;
}
a:active {
	text-decoration: none;
	color: #000000;
}
.style1 {color:#000000;
		font-family: Arial
		}	
.style2 {font-family: Arial;
		color: #FFFFFF;
		font-size: 14px;
		}
.style3 {font-family: Arial;
		color: #000000;
		font-size: 13px;
		font-style:italic;
		font-weight:bold;
		}
#shell {
	background-color: #FFFFFF;
	margin: 0 auto;
/*	height: 1200px;       */
	padding: 0 1px;
	width:955px;  /* was 960 */
	z-index:1;
}
#contact_box {
	position:absolute;
	width:400px;
	height:100px;
	z-index:5;
	margin-left:475px; 
	top: 0px;
	background-image: url(../images/contact_box.gif);
}
#menu1 {
	position:absolute;
	width:910px;
	height:150px;
	z-index:4;
	margin-left:22px;
	top: 0px;
	background-image: url(../images/menu1_tab.png);
}
#menu_buttons {
	position:absolute;
	width:910px;
	height:43px;
	z-index:4;
	margin-left:22px;
	top: 107px;
}	
#sub_menu {
	position:absolute;
	width:910px;
	height:175px;
	z-index:3;
	margin-left:22px;
	top: 0px;
	background-image: url(../images/sub_menu_tab.gif);
}
#sub_menu_options {
	position:absolute;
	width:860px;
	height:11px;
	z-index:3;
	margin-left:22px;
	top: 155px;
}
#body_text {
	position:absolute;
	width:910px;
	z-index:3;
	margin-left:22px;
	top: 195px;
	background-color:#eeeeff;
}
#column1 {
	float:left;
	position:relative;
	width:425px;
	z-index:5;
	margin-left:1px;
	top: -15px;
	padding: 0 17px;
	background-color:#eeeeff;
}
#column2 {
	float:left;
	position:relative;
	width:425px;
	z-index:5;
	margin-left:1px;  /* was 456 */
	top: 1px;
	padding: 0 3px;
	background-color:#eeeeff;
}	
#logo {
	position:absolute;
	width:200px;
	height:100px;
	z-index:5;
	margin-left:50px; 
	top: 0px;
	background-image: url(../images/tab.gif);
}
#textwrap {
	width:auto;
	text-align:justify;
	margin: 5px 0px 5px 0px;
}
#mortgage_broker {
	float:right;
	position:relative;
	width:200px;
	height:100px;
	top: 0px;
	left: 10px;
	/* padding:top, right, bottom, left */
	padding: 0px 0px 0px 14px; /* this pushes text away */
	z-index:6;
	background-image: url(../images/questions.gif);
	background-repeat:no-repeat;
}
#mortgage_tv {
	float:left;
	position:relative;
	width:300px;
	height:295px;
	top: 0px;
	left: -5px;
	/* padding:top, right, bottom, left */
	padding: 10px 10px 0px 10px; /* this pushes text away */
	z-index:6;
	border-width:medium;
	border-color:blue;
	border-style:double;
}
#lender_panel {
	position:relative;
	width:90px;
	height:55px;
	z-index:6;
	left: 324px;
	top: 25px;
}